There are many types of car insurance policies. Knowing which one is for you is one of the hardest parts other than trying to understand car insurance itself. Know the different types of car insurances available and do some research. The more you know, the better your find will be.
Personal Injury Protection. This type of car insurance covers any injuries or costs due to a car accident. It may also cover rehabilitation, lost earrings, funeral, and child care or any type of service like that.
Medical Payments. This type of car insurance pays for any necessary medical costs and funeral expenses needed to be paid for the person(s) injured due to a car accident.
Collision. This type of car insurance helps pay for any damage caused by a car accident due to a collision with an object, a collision with another car or a car rollover. With this, a deductible is required.
Comprehensive insurance. This type of car insurance helps pay for or cover loss of property or damage due to a car accident. This car insurance does not cover a car that has had a collision with another car or a collision with an object or a car rollover. For example if your car has any damage due to wind, hail, rain, theft, flood, hitting an animal or a flood, your car will be covered by this car insurance.
Uninsured motorist. This type of car insurance will cover an injured person that is not covered by any type of car insurance by the person that is insured with this particular car insurance policy.
Rental reimbursement. This type of car insurance will cover any rental costs that may have had to take place due to a person not being able to use their own car due to a car injury or accident.
There are many more car insurance policies.